OUR PRIVACY POLICY
Because we value your patronage, we want to address any privacy concerns you
may have. To that end, we have set forth our privacy policy for handling the
information you share with us online. We want your decision to do business
with us to be an informed one.
1. Collecting Information
When you visit our Website, we may collect information about you that you
voluntarily choose to share with us. This identification information may
include, but is not limited to, your name, your physical address, your e-mail
address, your telephone and fax numbers, details of your real estate and lending
needs and preferences, and other details of your life.
What may be less obvious to you is that, when you visit our Website, we may
collect data involving your usage through the use of "cookies" (i.e. small
text files placed on your computer by a Website), Web server logs, and other Web
tools. This technology allows us to customize your online experience, as well
as track your Internet use. The tracking data we collect may include, but is
not limited to, the date and time you visit, the time you spend, the Web
pages you view, the other Websites you visit, your search queries, and basic
information about your computer, such as your Internet Protocol ("IP") address,
your domain name, your browser type, and the name of your Internet service
provider. You may deactivate cookies if you do not want your browsing to be
tracked, but doing so may hinder your online experience.
When visiting our Website, you may be directed, through hyperlinks, to other
Websites that are beyond our control. Furthermore, when you are visiting our
Website, other companies, such as third party advertisers and sponsors, may be
gathering information about you. This Privacy Policy does not cover the
collection of information by those other companies and Websites. Although we
encourage third parties to provide their own privacy policies, we are not
responsible for their activities, such as how they handle the information they collect
online.
2. Using Information Collected
We primarily use the identification information you voluntarily share with us
to customize your online experience and to do what you have asked of us. We
also use your identification information to tell you about our products and
services, but you may instruct us not to send communications to you by following
the procedure indicated below under "Contacting Us." On occasion, we use
your identification information to validate your identity. As for usage
tracking data, we primarily use that information to operate and improve our Website,
and to further our marketing efforts.
As a general rule, we do not share your information with unaffiliated third
parties. We may, however, share your information with our own personnel and
our service providers to the extent necessary to fulfill your requests. We may
also share your information with our affiliates, but we will not share it with
unaffiliated third parties for direct marketing purposes. We reserve the
right to disclose your information under limited circumstances, such as to
cooperate with law enforcement or judicial authorities as required by law or legal
process, to protect our own legal rights, or to protect the public good.
Whenever you are online, you run the risk that the information you give out
will fall into the wrong hands. Although we implement and maintain reasonable
security procedures and practices to safeguard your privacy, we cannot
guarantee the security of any information you provide to us. We accept no
responsibility or liability for the activities of third parties.
3. Updating Information
If you would like to review the information about you that we have collected
through our Website, or to change that information, you can make that request
by following the procedure indicated below under "Contacting Us." We may
require that you verify your identity before we process your request.
4. Updating Our Privacy Policy
We may, from time to time, change our Privacy Policy. We will notify you of
any changes by posting our updated Privacy Policy on our Website and inserting
a new "Effective Date."
5. Contacting Us
If you would like to send us a request as indicated above, or if you have any
other questions or concerns regarding our Privacy Policy, you may contact us
by e-mail at _Khugli@prusd.com or call us at (858) 547-6026.
6. Effective Date: This Privacy Policy is effective as of 3/17/06.